For more
information, call
The First State
Bank at
or email:


HSA Eligibility

To be eligible for an HSA (during any month), you must:

  • Be covered under a high-deductible health plan (HDHP)
  • Not be covered by any other health plan that is not an HDHP (with exception to plans which provide preventive care and limited types of permitted insurance and coverage)
  • Not be enrolled in Medicare
  • Not be claimed as a dependent on another person’s tax return
Click To View HSA Fees
Minimum Required for Account Opening $20.00
Quarterly Statements No Charge
Stop-Payment Fee $34.74 per Item
Account Research Fee $50.00 per Hour ($25.00 minimum fee)
Account Research Copy $2.12 per Copy
Lost Card Replacement Fee $7.00
NSF Fee (Insufficient Funds) $27.87 per Item
Use of “Point-Of-Sale Only” Debit Card – No Charge for Card
Online Banking Free


Annual Pecentage Yield Daily Collected Funds Balance
0.15%* Any Amount

*APY Effective April 25, 2017

© 2017 - The First State Bank - All Rights Reserved - house Equal Housing Lender. Member FDIC.